Mr. Speaker, before giving my remarks about the Affordable Care Act, I want to mention a couple of things. Mr. Speaker, it is with a heavy heart that I mention on the House floor the tragic passing of Greg Biffle, his wife, and two…
Mr. Speaker, before giving my remarks about the Affordable Care Act, I want to mention a couple of things.
Mr. Speaker, it is with a heavy heart that I mention on the House floor the tragic passing of Greg Biffle, his wife, and two children in an airplane crash that happened just a few hours ago in North Carolina. On behalf of this body and all North Carolinians, I want to express my condolences to this wonderful family on this terrible tragedy. They will be in the thoughts and prayers of so many around the Nation.
Mr. Speaker, I want to let this body know about the passing of a great leader in our State, former Governor Jim Hunt, who passed away today. The news came out a little bit ago from his daughter who currently is our State's Lieutenant Governor.
He was a great man and a great leader in North Carolina. He loved and cared a lot about public education in our great State. He was a man I came to know during my time as speaker of the statehouse and he was someone who loved his State.
Our thoughts and prayers and condolences are with his widow and with his family, particularly as we go into this Christmas season.
Mr. Speaker, I appreciate the gentleman from Florida (Mr. Haridopolos) affording some time to not only myself but to a number of our colleagues today to talk about the legacy of ObamaCare that we find ourselves inheriting here in this Congress.
It is a program that passed some 15 years ago before I believe any of the Members who have spoken so far today were even serving in this body. Here we are in a situation where we have to try to clean up this mess. Why would I say it is a mess?
Mr. Speaker, I can think back to a time before ObamaCare, back before this passed. Healthcare was less expensive. Healthcare was more accessible. A person could go out and afford to buy health insurance. Prescription medications were more affordable. In fact, when I talked to colleagues, when I talked to businessowners, and when I talked to folks, it was easier to be able to get good health insurance.
ObamaCare passes. What happens? We see healthcare costs spike. We see prescription drug costs go out of control. We see total inefficiencies in the system. We see a lot of wasted money. We see these phantom insured folks. These people aren't really insured, but insurance companies are receiving billions of dollars every year for coverage that simply does not exist.
Look at the premiums. Look at a lot of the sticker shock that a lot of Americans are getting right now during this time of year, as we are in the Christmas season, where they are told, they will have to pay more. They need to understand ObamaCare is what has caused all of this mess.
When we move away from a free-market system where we are allowed to have greater efficiency, when we have a system that strives for cost containment but, at the same time, great health outcomes, it works better.
Today, we hear stories of denials and delays, everything on insurance, and it costs more. That, my friends, is unfortunately the legacy of ObamaCare. It is why this body is not going to continue to throw good money after bad. It is an investment that is not paying off economically, and it is an investment that is not paying off for the health of Americans around this country.
On the planned premiums, the actual cost, the premium cost, ObamaCare premiums have risen two times faster than employer plans.
We have a chart. We probably can't see it on TV. There is a chart where we can see this thing spiking up right there out of control. Those are the resulting ObamaCare premium increases that are happening.
This is not acceptable, and it is not appropriate to keep throwing money after it.
These surging premiums are also driving a higher Federal subsidy cost. So what do we mean? The ACA subsidy grew from $18 billion in 2014 to $92 billion in 2023. Now, how many people out there think that they have actually gotten better healthcare in that period of time? I don't think many are going to speak up and say that they are.
Get this. I have talked about it going from $18 billion to $92 billion. This year alone, in 2025, costs are projected to reach $138 billion. Again, it just keeps going up.
The only thing my friends on the other side of the aisle know to do is to keep throwing money at it--keep throwing money at it; nothing to try to improve efficiency, nothing to try to improve coverage, nothing to try to improve the system, nothing but wasting more and more money in a system that is not working.
The COVID extension is what a lot of talk has been about. There was a temporary COVID extension that, when Democrats were in charge, they solely passed, right? They passed to put that in place. The Biden administration put that in with an expiration date.
Well, they knew it could not continue. They knew it wouldn't sustain. I think, frankly, they knew it wasn't going to work.
Get this. Let's say we went along with extending that. It would cost right now $335 billion over 10 years, which is going to, again, only put the budget more out of balance, is going to affect our national debt, and it is simply not sustainable.
The other thing that we looked at earlier was what is called the zero-claim enrollment. That is where folks really aren't even assured. I think they are called phantom insured. It is not real, but it is money being paid to insurance companies. These zero-claim enrollments have more than tripled--more than tripled--rising from 3 to 4 million in 2021 to nearly 12 million in 2024.
Get this. In 2024, about 35 percent of the marketplace enrollees had zero claims, up from 20 percent before the subsidy expansions. At the same time, these insurers received billions in taxpayer subsidies for enrollees who received no care, including--this is real numbers--$21 billion in 2023 alone.
To those folks watching, those folks who are genuinely concerned about improving access to healthcare and affordability, know that Republicans are serious about this. We passed legislation this week to deal with that--to look at some marketplace reforms, to look at association health plans, to look at PBM reform and transparency, and to do things to drive those costs down and to make healthcare more accessible.
Also, look at the bill we put in a few weeks ago to put $50 billion into rural healthcare that will help all of America. It will help my State in North Carolina, but it will help all 50 States because there are areas of our country where simply they do not have access to healthcare because of the rural location, distance to hospital, distance to provider, you name it. Republicans are putting those funds in there to make this more available.
Don't believe a lot of the hype on the other side out there of just spend money and spend money on a system that isn't working. Republicans are serious about improving healthcare for all Americans. The bills we have passed this week and the statements we have made are clear to that.
I appreciate Congressman Haridopolos, my good friend from Florida, for doing this.
I have to say, Congressman, you helped them bring attention to this. You did a great job in Florida when you were in the State legislature, the work that you all did, the work to help there and bringing this issue to the forefront here in Congress. Sir, as a colleague, I appreciate what you are doing, and I appreciate the time to speak today.