Mr. Speaker, I thank my friend from Illinois for yielding. As you said, few things are as important as the health of our families. A lot of times in this Congress we talk about issues of health care accessibility, and a lot of times that…
Mr. Speaker, I thank my friend from Illinois for yielding.
As you said, few things are as important as the health of our families.
A lot of times in this Congress we talk about issues of health care accessibility, and a lot of times that becomes a discussion of health insurance. But the bottom line is, for families, they want to know that when their child or they are sick, can they get to see a doctor that they can afford, or even having their well-child visits or other checkups and how do they do that.
Health care issues, being a top priority for the Suburban Caucus, includes my legislation, the Family Health Care Accessibility Act, which is an updated version of a bill I introduced last year to ensure that every family has a neighborhood doctor. Regardless of their income, regardless of whether or not they have insurance, families will have health care.
We oftentimes hear it quoted here, and sometimes misquoted, that there are millions of Americans without health insurance, and indeed there are, and we do not want Americans to do without that health care. But, in fact, many of these folks are covered, perhaps through their employer; and, as the gentleman from Pennsylvania was describing, when they are between jobs and they have that gap there, that is something that Mr. Dent's bill would help cover them.
But there are some who are also covered by Medicare and Medicaid and don't know it. We need to work with them to make sure they are aware of that. The census data simply asks who is covered.
But the other issue becomes what about those Americans, 12, 13, 14 million or so, who do not have anything, and those are the ones we need to recognize that there are some things we can do, and we need to act now. It is not a matter really of concern about spending vast amounts of money, but we have a solution at hand, a simple solution, a direct solution, and one that we should embrace quickly to help these families.
Understand that health care costs for families in the United States are rising. From 2004 to 2005, the medical costs for a four-person household increased by over 9 percent, to $12,200-plus. This is a growing burden on all families and often many look at this as they can't afford health care.
But, fortunately, there are community health centers out there. These are nonprofit, community supported health care facilities that provide affordable primary and preventative health care on a sliding fee scale so that every patient who walks through the door can receive access to health care services. This is low-cost, affordable quality.
So instead of a family saying that they look at a health insurance bill of several hundred dollars a month, that would not be the issue, because what they could spend was a small, small fraction of that on a sliding fee scale to help them cover a doctor's visit, a dentist's visit or something else.
In fact, community health centers provide this high-quality care to over 15 million families who are the low-income, underinsured and uninsured. They provide a medical home for these folks and save even 30 percent for those who are on Medicaid, which is about a $17 billion annual savings to the American taxpayer.
Community health centers provide a wide array of health care, such as prenatal, dental, podiatry, mental health, substance abuse counseling, hearing screening, vision screening, discount prescription drugs, case management, smoking cessation, blood pressure monitoring, blood cholesterol monitoring, weight reduction programs, a wide array of programs that are available there. But the issue is, are there enough of these centers around and are there enough doctors to staff them?
About 70 percent of those who use these community health centers have incomes below or at the poverty level, but there are also many other families who find themselves in a situation where they are working but are not insured and they can go to these, recognizing they can hold their heads high, because they are getting good quality health care and they have a health care home.
For many folks, these are the only health care services available, and while the number of uninsured patients at community health centers is growing, the number of physicians available to them is decreasing. There is a critical shortage of physicians available at community health centers to meet the health care needs of the uninsured and underinsured.
The Journal of the American Medical Association reports a 13 percent vacancy rate for family physicians, a 9 percent vacancy rate for internists, a 20 percent vacancy rate for OB-GYNs, and over 20 percent for psychiatrists. So what can we do to get more doctors at the community health centers?
Well, interestingly enough, physicians and other specialists hired by community health centers are covered by the Federal Torts Claim Act for medical liability costs. However, those who want to volunteer are not covered. They would then have to get their own insurance.
We have heard it spoken many times in this Chamber and other places where the cost of medical liability insurance is so high that many doctors retire early, they limit their practice or they leave the States where those prices are so high, in the tens of thousands, many times over, dollars per year. For example, many OB-GYNs will stop delivering babies in order to reduce their costs. In Pennsylvania alone, there are about only 4 percent of physicians who are under the age of 35, and we are looking for more shortages in the future.
Well, community health centers have limited resources to meet the current needs of the uninsured and underinsured, but there are many physicians and psychologists and dentists and others who want to volunteer at community health centers, but the current laws are a barrier to them. So when they do approach community health centers and say they would like to offer some time every month, the centers oftentimes find themselves in a position of turning them down.
This bill simply does this: Whether you are working in a community health center or you want to give your time at no charge to help those in need, you can be covered under the Federal Tort Claims Act, something that this Congress has done for those who are employed by those centers.
Let's extend that to those who want to volunteer. There is then no cost to those centers to hire those folks, and it is very limited cost to provide that health insurance for them. So there is a huge savings.
But the main thing is we provide more coverage for families, families have more doctors that they can go to, we don't have these shortages, we don't have long lines at these centers, and people have a health care home.
It is such a simple task for Congress to pass this. This bill is one I hope my colleagues will help me in co-sponsoring and help support as it moves through the process. We simply cannot afford to continue to address health care by talking about health insurance only. That is an important part, but it isn't just financing this system. It is a matter of fixing this system in a compassionate, quality way. Community health care centers provide that, if we only open the door for more doctors and others to provide that care on a volunteer basis.
What could be more humanitarian, what could be more compassionate, than to remove this government barrier that stands in the way of people reaching out their hearts and providing this care at this very low cost?
I would hope that all of my colleagues would join me in co-sponsoring this bill and helping to move it through. But it is, as part of the Suburban Agenda, one where we recognize that working families have tremendous needs.
We have in this country, reaching out of compassion, have helped those with very little income through Medicaid. We have helped those who are veterans through the VA system. We have helped the elderly through Medicare. Let's also help those who are in different thresholds, in different categories, who cannot afford health care, and let's do this very low cost, perhaps even a cost offset plan, that can provide this care to them.
Well, what happens is, right now, those doctors who are paid are covered under the Federal Torts Claim Act.
What happens, if they can't see the patient, it is one of those things that medical care delayed is medical care denied. What they end up doing is sometimes going to emergency rooms, where the cost is many times over, and hospitals by law have to provide that care. They cannot turn them away. Again, we are taking children and families who should be seeing their physician for primary care, their immunizations, their flus and colds and earaches, and seeing a physician at a health center, and to have legal barriers are something that does not make sense to any family, let alone suburban families.
Yes, indeed. Hospital emergency rooms should be for emergencies and traumas. Those who have flus and other illnesses can be seen by other doctors that don't overburden the emergency room at a very high cost.
Those, however, who do not have those illnesses yet, by a checkup with their doctor, adults and children alike, we can reduce costs because they can get to see the doctor early, or the nurse or the nurse practitioner or the dentist.
Our focus should be on providing quality care, accessible care at low cost. Community health centers are a tremendous asset for our Nation and something that we should all be supporting. It is perhaps the most compassionate thing we can be doing for the underinsured and the uninsured.
We will continue the battles in other areas, and we will continue to work to provide all the care that families need. But this is such an important answer that is in communities now and something I think we need to pass now.
I thank the gentleman for pointing that out. I am not clear whether there are any associations that oppose this part; maybe there are. But I would hope that they would reach out and say, these doctors are covered by some liability insurance. It is a lower cost to them. But the main thing is, let's get these families and these children to see doctors now and get the care that they need.